A home loan is a financial assistance provided by a bank or NBFC to buy, build, or renovate a house or property.
Own your dream home with confidence. Finance your purchase, make simple repayments, and invest in comfort with funds.
A home loan is a financing facility enabling you to buy, build, or enhance a property without exhausting your savings. With a convenient payment period and affordable interest rates, it makes owning a home or enhancing the one you live in very easy.
Whether you are purchasing your dream house or want to extend the existing one, a home loan provides disciplined help. Every step is designed to keep your finances in equilibrium while allowing you to achieve long-term housing goals.
Buy Your Home | Renovate Comfortably | Manage Payments
You can invest in real estate with a home loan without affecting your daily cash flow. It enables you to purchase or renovate your house while keeping other financial obligations in line. You also have the advantage of repayment terms that suit your lifestyle and income.
Structured repayment plans provide you with certainty and transparency, allowing you to reduce concerns and focus on living your life. CredBazar offers loans ranging from 20 lakhs to 50 crores, thereby allowing it to be flexible for various housing needs.
1. Organize Budgets
2. Affordable Interest Rates
3. Increase Renovations
4. Quick approval procedure
5. Flexible repayment modes
A home loan makes it easy to fund a house purchase, renovation, or upgrade and repay without difficulty.
Choose repayment periods between 5 and 25 years to ensure payments are low and manageable.
Benefit from home loan interest rates starting from 7% making payments low and hassle-free.
Approved amounts are released quickly to start the purchase, construction, or renovation of property without any delay.
Apply for a home loan quickly online with less paperwork and track your application status easily online.
Fund property or remodeling projects up to 50 crores to accommodate modest as well as upscale housing requirements.
A home renovation loan allows growth or enhancements without interfering with your regular cash flows.
The home loan calculator helps you to compute estimated monthly EMIs based on loan amount, term, and rate of interest. It helps in planning the budget, comparing expenses, and understanding the repayment terms clearly before applying.
When applying, check the following home loan eligibility:
| Criteria | Requirements |
|---|---|
| Age | Any person applying must be between 21 to 65 years. |
| Credit Score | A minimum credit score of 700 or above increases approval chances. |
| Nationality | Should be an Indian citizen. |
| Income Proof | Clear income statements or salary certificates to establish repayment ability. |
| Property Plan | Details of the property to purchase, build, or redevelop. |
| Income | A monthly stable income of at least Rs 30,000 is required to get qualified for a loan. |
Ideally, have the following documents handy to make your home loan process easy:
PAN & Aadhaar copiesLatest Utility billSalary Slips of recent 6 monthsBank statements 12 monthsITR last 2 yearsCo-applicant KYC documentsExisting loan statementsEmployment certificate proofHome loan interest rates range from 7% to 10% depending on the applicant profile, loan amount, and category of property. All processing fees, pre-payment charges, or other fees, if charged, are clearly disclosed before granting approval.
It is easy and quick to apply for a Home loan from us. This is how the process works:
Click the "Get Quote" button upon visiting CredBazar's website. Choose the type of Home loan that will suit your needs best.
Provide all the documents needed, including identification, address, finances, and collateral.
Utilize our online portal to easily submit your loan application.
Our team goes through your profile and evaluates your repayment capacity, then sanctions.
Once sanctioned, the money is deposited into your account.
Quick answers to your loan and finance queries - simple, clear, and easy to understand.
A home loan is a financial assistance provided by a bank or NBFC to buy, build, or renovate a house or property.
Usually, a home loan gets approved within 5 to 10 working days, subject to document verification.
No. CredBazar does not charge any fee from its customers for applying or processing the loan. You only pay the interest and charges as per your lender's terms.
Salaried individuals, self-employed professionals, and business owners with a stable income can apply for a home loan.
