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Personal Loan at Lowest Interest Rate — Starting 9.99% p.a.

Compare personal loan offers from HDFC, ICICI, Axis, Kotak & 20+ lenders. Get pre-approved in minutes with minimal documentation. Amounts from ₹50,000 to ₹75 Lakhs.

📉 Interest from 9.99% p.a.
💰 Up to ₹75 Lakhs
📅 Tenure 12–84 Months
⚡ Approval 24–48 Hours
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🔒 No CIBIL impact · Zero spam · 100% free

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25+
Bank Partners
9.99% p.a.
Starting Interest Rate
₹500Cr+
Loans Disbursed
10,000+
Happy Customers
24 hrs
Avg Approval Time
Why Choose CredBazar

Personal Loan — Key Features

💼
No Collateral Required
Get a personal loan without pledging any asset. Completely unsecured lending based on your income and CIBIL score.
⚡
Instant Approval in 24 Hours
Digital process with minimal paperwork. Get approval within 24 hours and disbursement in 48 hours.
🏦
25+ Bank Options
We compare across HDFC, ICICI, Axis, Kotak, Bajaj, Tata Capital & 20+ more to find you the best rate.
📉
Lowest EMI Guaranteed
Our matching algorithm ensures you get the lowest possible EMI based on your credit profile.
🔒
Zero Processing Fee from Us
CredBazar charges absolutely nothing. The service is 100% free for loan applicants.
📋
Minimal Documentation
Only PAN, Aadhaar, salary slip, and bank statement required. Everything can be submitted digitally.
We Partner With India's Best Banks & NBFCs
HDFC Bank
ICICI Bank
Axis Bank
Kotak Bank
Bajaj Finserv
Tata Capital
RBL Bank
IDFC First
Federal Bank
IndusInd Bank
+15 More
FAQ

Frequently Asked Questions

❓ What is the minimum salary for a personal loan?
Most banks require a minimum net monthly salary of ₹15,000–₹25,000. Some NBFCs offer personal loans for salaries as low as ₹12,000.
❓ What CIBIL score is needed for a personal loan?
A CIBIL score of 700+ gives you the best rates. Scores between 650–699 may still qualify but at slightly higher rates. CredBazar also helps customers with lower scores find suitable lenders.
❓ How much personal loan can I get on ₹50,000 salary?
On a ₹50,000 net salary, you can typically get a personal loan of ₹10–15 Lakhs depending on existing EMIs and your CIBIL score.
❓ How long does personal loan approval take?
With CredBazar, most pre-approvals are instant. Final disbursement typically takes 24–48 hours after document verification.
❓ Can I get a personal loan with low CIBIL score?
Yes — CredBazar works with NBFCs and fintech lenders who offer personal loans for CIBIL scores as low as 600. Apply and our expert will find the best option for you.
❓ Is there any processing fee?
CredBazar charges zero fees. Banks may charge a processing fee of 0.5%–2.5% which varies by lender and is disclosed upfront.

Ready to Get Your Personal Loan?

Free eligibility check in 2 minutes. No CIBIL impact. Expert guidance at every step.

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Personal Loan
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💼 Personal Loan 🏠 Home Loan 📊 Business Loan 🚗 Vehicle Loan 🎓 Education Loan 🏗️ Loan Against Property 🧮 EMI Calculator