A personal loan is the money lent to an individual from a bank or NBFC for a short-term at pre-determined interest rates. The money can be used to fulfill any immediate or critical needs of an individual.
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We review your application and soft approve based on your eligibility parameters of our partners.
We review your application and soft approve based on your eligibility parameters of our partners.
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Annual Fee Cashback Rewards Travel Insurance Included International Usage Fee Minimum Income RequirementApply for an instant loan and receive funds within minutes, featuring simple eligibility, secure processing, and hassle-free repayment—perfect for emergencies, urgent expenses, or short-term financial needs.
Interest Rates 11.25% - 21.00%
Loan Amount (in INR) Up to 40 Lakhs
EMI Per Lakh (in INR) 2,187 - 2,705
Processing Fees Up to 2.5% of the loan amount plus GST
Prepayment Charges Up to 3% of the principal outstanding + GST
Interest Rates 11.25% - 21.00%
Loan Amount (in INR) Up to 40 Lakhs
EMI Per Lakh (in INR) 2,187 - 2,705
Processing Fees Up to 2.5% of the loan amount plus GST
Prepayment Charges Up to 3% of the principal outstanding + GST
Interest Rates 11.25% - 21.00%
Loan Amount (in INR) Up to 40 Lakhs
EMI Per Lakh (in INR) 2,187 - 2,705
Processing Fees Up to 2.5% of the loan amount plus GST
Prepayment Charges Up to 3% of the principal outstanding + GST
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Quick answers to your loan and finance queries - simple, clear, and easy to understand.
A personal loan is the money lent to an individual from a bank or NBFC for a short-term at pre-determined interest rates. The money can be used to fulfill any immediate or critical needs of an individual.
Loan approval usually takes 24 to 72 working hours, depending on eligibility and document verification. In some cases, approval may be instant.
No. CredBazar does not charge any fee from its customers for applying or processing the loan. You only pay the interest and charges as per your lender’s terms.
Any salaried or self-employed individual with a stable income, valid documents, and a good credit profile can apply, subject to lender eligibility criteria.