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🧮 Free EMI Calculator

Calculate your monthly loan EMI instantly. Adjust loan amount, interest rate, and tenure to find the perfect repayment plan.

Loan Details

Loan Amount ₹10,00,000
₹50K₹1 Crore
Interest Rate (p.a.) 9.00%
6%30%
Loan Tenure 5 Years
1 Yr30 Yrs
Quick Presets:
Monthly EMI
₹20,758
per month for 60 months
PRINCIPAL 54%
Principal Amount₹10,00,000
Total Interest₹2,45,480
Total Payable₹12,45,480
EMI by Tenure (same loan & rate)
TenureMonthly EMITotal Interest

How to Use This EMI Calculator

This free EMI calculator helps you calculate the monthly installment for any loan — personal loan, home loan, car loan, or business loan. Simply adjust the three sliders:

  1. Loan Amount — the total amount you want to borrow
  2. Interest Rate — the annual interest rate offered by the bank
  3. Tenure — the number of years over which you'll repay

EMI Calculation Formula

EMI = P × r × (1+r)ⁿ / [(1+r)ⁿ – 1]

Where: P = Principal | r = Monthly rate (Annual rate ÷ 12 ÷ 100) | n = Tenure in months

Use the comparison table to see how changing tenure affects your EMI and total interest paid. Longer tenure = lower EMI but higher total interest.

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