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Vehicle Loan — New & Used Cars from 8.75% p.a.

Q: What percentage of car value can I get as a loan?

Banks typically fund 80%–90% of the on-road price. Some banks offer 100% funding for eligible salaried customers.

Q: Can I get a loan for a used car?

Yes. Used car loans are available for vehicles up to 10 years old. The rate is slightly higher than new car loans.

Q: What CIBIL score is needed for a car loan?

A CIBIL score of 680+ is generally sufficient. Some lenders offer car loans for lower scores with a higher down payment.

Q: What documents are needed for a vehicle loan?

PAN, Aadhaar, income proof (salary slip or ITR), bank statement, quotation from dealer, and driving licence.

Q: Is there a prepayment penalty on vehicle loans?

Most banks allow prepayment after 6–12 EMIs. Foreclosure charges range from 2%–5% of outstanding amount.

Q: Can I get an electric vehicle (EV) loan?

Yes — all major banks now offer EV loans, sometimes at preferential rates with government subsidies applicable.

Compare car loans, two-wheeler loans, and commercial vehicle loans from 25+ lenders. New or used — get the best rate with minimal paperwork. Up to ₹1 Crore.

📉 Interest from 8.75% p.a.

💰 Up to ₹1 Crore

📅 Tenure 12–84 Months

⚡ Approval 24–48 Hours

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Why Choose CredBazar

Vehicle Loan — Key Features

🚗

New & Used Car Loans

Finance any car — new, pre-owned, or demo vehicle. Loans available for all major brands.

🛵

Two-Wheeler Loans

Get loans for bikes, scooters, and electric two-wheelers at competitive rates.

🚛

Commercial Vehicles

Truck, bus, and commercial vehicle loans for logistics and transport businesses.

💰

Up to 100% On-Road Funding

Some banks offer up to 100% on-road price financing for salaried borrowers with excellent credit.

⚡

48-Hour Delivery

Quick processing ensures your vehicle can be delivered within 48 hours of loan sanction.

🔄

Used Car Refinance

Already own a vehicle? Refinance to get lower EMI or additional funds against your vehicle.

FAQ

Frequently Asked Questions

❓ What percentage of car value can I get as a loan?

❓ Can I get a loan for a used car?

❓ What CIBIL score is needed for a car loan?

❓ What documents are needed for a vehicle loan?

❓ Is there a prepayment penalty on vehicle loans?

❓ Can I get an electric vehicle (EV) loan?

📞 Free · No CIBIL Impact

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Add all your current loans & credit card outstanding below. We'll calculate your new consolidated EMI instantly.

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Vehicle Loan — New & Used Cars from 8.75% p.a.

Vehicle Loan — Key Features

Frequently Asked Questions

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Vehicle Loan — New & Used Cars from 8.75% p.a.

Vehicle Loan — Key Features

Frequently Asked Questions

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